{"id":9585,"date":"2021-06-10T13:39:21","date_gmt":"2021-06-10T05:39:21","guid":{"rendered":"https:\/\/alexchanglaw.com\/?p=9585"},"modified":"2021-06-28T19:48:24","modified_gmt":"2021-06-28T11:48:24","slug":"bankruptcy-discharge-full-settlement-creditor-chinese","status":"publish","type":"post","link":"https:\/\/alexchanglaw.com\/index.php\/bankruptcy-discharge-full-settlement-creditor-chinese\/","title":{"rendered":"Bankruptcy Discharge Full Settlement Creditor"},"content":{"rendered":"\n<p><a href=\"https:\/\/alexchanglaw.com\/index.php\/bankruptcy-discharge-full-settlement-creditor\/\" target=\"_blank\" rel=\"noreferrer noopener\">English Version<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/alexchanglaw.com\/index.php\/pelepasan-bankrap-penyelesaian-penuh-pemiutang\/\" target=\"_blank\" rel=\"noreferrer noopener\">Versi Bahasa Malaysia<\/a><\/p>\n\n\n\n<p>Bankruptcy Discharge of Full Settlement Creditor<\/p>\n\n\n\n<p>\u503a\u6743\u4eba\u5168\u989d\u652f\u4ed8\u89e3\u9664\u7834\u4ea7<\/p>\n\n\n\n<p>If you wish to obtain a Discharge from Bankruptcy after Payment in Full to the Judgment Creditors.<\/p>\n\n\n\n<p>\u5982\u679c\u60a8\u5e0c\u671b\u5168\u989d\u652f\u4ed8\u7ed9\u5224\u51b3\u503a\u6743\u4eba\u540e\u89e3\u9664\u7834\u4ea7<\/p>\n\n\n\n<p>You need to<\/p>\n\n\n\n<p>\u60a8\u9700\u8981<\/p>\n\n\n\n<p>1 Obtain a letter of full and final settlement from the Judgment Creditors who \u201cmade you bankrupt\u201d. Please do NOT proceed to make payment unless you have performed all the steps;<\/p>\n\n\n\n<p>1\u4ece\u201c\u4f7f\u60a8\u7834\u4ea7\u201d\u7684\u5224\u51b3\u503a\u6743\u4eba\u90a3\u91cc\u83b7\u5f97\u5168\u989d\u548c\u6700\u7ec8\u652f\u4ed8\u7684\u4fe1\u3002 \u9664\u975e\u60a8\u5df2\u5b8c\u6210\u6240\u6709\u6b65\u9aa4\uff0c\u5426\u5219\u8bf7\u52ff\u7ee7\u7eed\u4ed8\u6b3e\uff1b<\/p>\n\n\n\n<p>2 Negotiate for a lesser sum from the Judgment Creditors if you wish;<\/p>\n\n\n\n<p>2\u5982\u679c\u60a8\u613f\u610f\uff0c\u53ef\u4e0e\u5224\u51b3\u503a\u6743\u4eba\u534f\u5546\u8f83\u4f4e\u7684\u91d1\u989d\uff1b<\/p>\n\n\n\n<p>3 Get a list of all creditors who have filed a Proof of Debt (POD) against you with the Director General of Insolvency. The creditor who \u201cmade you bankrupt\u201d may not be the only creditor;<\/p>\n\n\n\n<p>3\u5411\u7834\u4ea7\u7ba1\u7406\u603b\u7f72\u83b7\u53d6\u6240\u6709\u5bf9\u60a8\u63d0\u51fa\u503a\u52a1\u8bc1\u660e\uff08POD\uff09\u7684\u503a\u6743\u4eba\u540d\u5355\u3002 \u201c\u4f7f\u60a8\u7834\u4ea7\u201d\u7684\u503a\u6743\u4eba\u53ef\u80fd\u4e0d\u662f\u552f\u4e00\u7684\u503a\u6743\u4eba\u3002<\/p>\n\n\n\n<p>4 Fill in, affirm (sign) it before a Commission for Oaths and file a Statement of Affairs (SOA) with the Official Assignee, the Director General of Insolvency;<\/p>\n\n\n\n<p>4\u5728\u5ba3\u8a93\u5b98\u9762\u524d\u586b\u5199\uff0c\u5ba3\u8a93\uff08\u7b7e\u540d\uff09\u5e76\u5411\u6cd5\u5b9a\u53d7\u6258\u4eba\uff0c\u7834\u4ea7\u7ba1\u7406\u603b\u7f72\u63d0\u4ea4\u8d22\u4ea7\u72b6\u51b5\u8bf4\u660e\u4e66\uff08SOA\uff09\uff1b<\/p>\n\n\n\n<p>5 Get a letter (hereinafter the \u201cLetter\u201d) from the Director General of Insolvency on the exact sum to be paid to the Director General of Insolvency for them to consent to your application to discharge;<\/p>\n\n\n\n<p>5 \u4ece\u7834\u4ea7\u7ba1\u7406\u603b\u7f72\u5904\u5f97\u5230\u4e00\u5c01\u4fe1\u51fd\uff08\u4ee5\u4e0b\u79f0\u201c\u4fe1\u51fd\u201d\uff09\u4ee5\u786e\u5207\u7684\u91d1\u989d\u652f\u4ed8\u7ed9\u7834\u4ea7\u7ba1\u7406\u603b\u7f72\u4f7f\u4ed6\u4eec\u540c\u610f\u60a8\u7684\u89e3\u9664\u503a\u52a1\u7533\u8bf7\uff1b<\/p>\n\n\n\n<p>6 Make the full payment to the Director General of Insolvency as per the sum in the Letter;<\/p>\n\n\n\n<p>6\u6309\u7167\u4fe1\u51fd\u4e2d\u7684\u91d1\u989d\u5168\u989d\u652f\u4ed8\u7ed9\u7834\u4ea7\u7ba1\u7406\u603b\u7f72\uff1b<\/p>\n\n\n\n<p>7 Instruct a firm of solicitors, to make an application in court for the discharge.<\/p>\n\n\n\n<p>7\u6307\u793a\u5f8b\u5e08\u4e8b\u52a1\u6240\u5411\u6cd5\u9662\u63d0\u51fa\u89e3\u9664\u7834\u4ea7\u7684\u7533\u8bf7\u3002<\/p>\n\n\n\n<p>FEES TO PAY TO DGI UPON DISCHARGE<\/p>\n\n\n\n<p>\u7834\u4ea7\u89e3\u9664\u540e\u652f\u4ed8\u7ed9\u7834\u4ea7\u7ba1\u7406\u603b\u7f72\u7684\u8d39\u7528<\/p>\n\n\n\n<p>8 Before your discharge, the Director General of Insolvency (DGI) will charge a sum according to Table C in the Insolvency (Fees) Rules 1969, <a rel=\"noreferrer noopener\" href=\"http:\/\/alexchanglaw.com\/wp-content\/uploads\/2020\/11\/Insolvency-Fees-Rules-1969.pdf\" target=\"_blank\">click here for a copy of the same. Only<\/a> when the fees together with the outstanding sum are paid, then only the DGI will consent to your application for an annulment.<\/p>\n\n\n\n<p>Please <a href=\"http:\/\/alexchanglaw.com\/wp-content\/uploads\/2020\/12\/ACC-Sample-OA-Receipt.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">click here for a  sample of official receipt<\/a> from DGI<\/p>\n\n\n\n<p>8\u5728\u60a8\u89e3\u9664\u7834\u4ea7\u524d\uff0c\u7834\u4ea7\u7ba1\u7406\u603b\u7f72\uff08DGI\uff09\u5c06\u6839\u636e1969\u5e74\u300a\u7834\u4ea7\uff08\u8d39\u7528\uff09\u89c4\u5219\u300b\u4e2d\u7684C\u684c\u8868\u6536\u53d6\u4e00\u7b14\u8d39\u7528\uff0c<a rel=\"noreferrer noopener\" href=\"http:\/\/alexchanglaw.com\/wp-content\/uploads\/2020\/11\/Insolvency-Fees-Rules-1969.pdf\" target=\"_blank\">\u5355\u51fb\u6b64\u5904\u4ee5\u83b7\u53d6\u6b64\u684c\u8868<\/a>\u3002\u53ea\u6709\u5728\u652f\u4ed8\u8d39\u7528\u548c\u6b20\u6b3e\u4e4b\u540e\uff0c\u7834\u4ea7\u7ba1\u7406\u603b\u7f72\u624d\u4f1a\u540c\u610f\u60a8\u7684\u64a4\u9500\u7533\u8bf7\u3002<\/p>\n\n\n\n<p>\u8bf7\u5355\u51fb\u6b64\u5904\u4ee5\u83b7\u53d6<a href=\"http:\/\/alexchanglaw.com\/wp-content\/uploads\/2020\/12\/ACC-Sample-OA-Receipt.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u7834\u4ea7\u7ba1\u7406\u603b\u7f72\uff08DGI\uff09\u7684\u6b63\u5f0f\u6536\u636e\u7684\u6837\u672c<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>English Version Versi Bahasa Malaysia Bankruptcy Discharge of Full Settlement Creditor \u503a\u6743\u4eba\u5168\u989d\u652f\u4ed8\u89e3\u9664\u7834\u4ea7 If you wish to obtain a Discharge from Bankruptcy after Payment in Full to the Judgment Creditors. \u5982\u679c\u60a8\u5e0c\u671b\u5168\u989d\u652f\u4ed8\u7ed9\u5224\u51b3\u503a\u6743\u4eba\u540e\u89e3\u9664\u7834\u4ea7 You need to \u60a8\u9700\u8981 1 Obtain a letter of full and final settlement from the Judgment Creditors who \u201cmade you bankrupt\u201d. Please do NOT proceed [&hellip;]<\/p>\n","protected":false},"author":1804,"featured_media":8401,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[62],"tags":[89],"_links":{"self":[{"href":"https:\/\/alexchanglaw.com\/index.php\/wp-json\/wp\/v2\/posts\/9585"}],"collection":[{"href":"https:\/\/alexchanglaw.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/alexchanglaw.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/alexchanglaw.com\/index.php\/wp-json\/wp\/v2\/users\/1804"}],"replies":[{"embeddable":true,"href":"https:\/\/alexchanglaw.com\/index.php\/wp-json\/wp\/v2\/comments?post=9585"}],"version-history":[{"count":1,"href":"https:\/\/alexchanglaw.com\/index.php\/wp-json\/wp\/v2\/posts\/9585\/revisions"}],"predecessor-version":[{"id":9587,"href":"https:\/\/alexchanglaw.com\/index.php\/wp-json\/wp\/v2\/posts\/9585\/revisions\/9587"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/alexchanglaw.com\/index.php\/wp-json\/wp\/v2\/media\/8401"}],"wp:attachment":[{"href":"https:\/\/alexchanglaw.com\/index.php\/wp-json\/wp\/v2\/media?parent=9585"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/alexchanglaw.com\/index.php\/wp-json\/wp\/v2\/categories?post=9585"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/alexchanglaw.com\/index.php\/wp-json\/wp\/v2\/tags?post=9585"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}