{"id":9534,"date":"2021-06-09T12:06:46","date_gmt":"2021-06-09T04:06:46","guid":{"rendered":"https:\/\/alexchanglaw.com\/?p=9534"},"modified":"2021-06-28T19:49:14","modified_gmt":"2021-06-28T11:49:14","slug":"bankruptcy-and-your-existing-car-loan-chinese","status":"publish","type":"post","link":"https:\/\/alexchanglaw.com\/index.php\/bankruptcy-and-your-existing-car-loan-chinese\/","title":{"rendered":"Bankruptcy And Your Existing Car Loan"},"content":{"rendered":"\n<p><a href=\"https:\/\/alexchanglaw.com\/index.php\/bankruptcy-existing-car-loan\/\" target=\"_blank\" rel=\"noreferrer noopener\">English Version<\/a><\/p>\n\n\n\n<p><strong>\u7834\u4ea7\u548c\u60a8\u73b0\u6709\u7684\u6c7d\u8f66\u8d37\u6b3e<\/strong><\/p>\n\n\n\n<p>Car-Money-Insurance- Very often we get this question:&nbsp; I am a bankrupt and I am servicing an existing car loan, the bank did not repossess the car,&nbsp;&nbsp; shall I continue to service the car loan?<\/p>\n\n\n\n<p>\u6c7d\u8f66-\u91d1\u94b1-\u4fdd\u9669-\u6211\u4eec\u7ecf\u5e38\u9047\u5230\u8fd9\u4e2a\u95ee\u9898\uff1a\u6211\u662f\u7834\u4ea7\u4eba\u58eb\u5e76\u4e14\u6211\u6b63\u4e3a\u73b0\u6709\u7684\u6c7d\u8f66\u8d37\u6b3e\u8fd8\u8d37\uff0c\u94f6\u884c\u6ca1\u6709\u62d6\u8f66\uff0c\u6211\u5e94\u7ee7\u7eed\u4e3a\u6c7d\u8f66\u8d37\u6b3e\u8fd8\u8d37\u5417\uff1f<\/p>\n\n\n\n<p>If a person is made bankrupt in the year 2016 and the car loan has been running since 2015 for 5 years, the catch is that once you have finished servicing the car loan in year 2020, you will not be able to \u201cenjoy\u201d the proceeds from the sale of that car.&nbsp;&nbsp;&nbsp; All properties of the Bankrupt will vest (belong) to&nbsp; the Director General of Insolvency.<\/p>\n\n\n\n<p>\u5982\u679c\u4e00\u4e2a\u4eba\u57282016\u5e74\u7834\u4ea7\uff0c\u4f46\u81ea2015\u4ee5\u6765\u5df2\u7ecf\u507f\u8fd8\u6c7d\u8f66\u8d37\u6b3e\u957f\u8fbe5\u5e74\uff0c\u4e00\u65e6\u60a8\u57282020\u5e74\u5b8c\u6210\u4e86\u6c7d\u8f66\u8d37\u6b3e\u7684\u8fd8\u6b3e\u4e49\u52a1\uff0c\u60a8\u5c06\u65e0\u6cd5\u201c\u4eab\u53d7\u201d\u4ece\u8be5\u8f66\u8f86\u9500\u552e\u4e2d\u7684\u6536\u76ca\u3002\u7834\u4ea7\u4eba\u7684\u6240\u6709\u8d22\u4ea7\u90fd\u5c06\u8f6c\u5165\uff08\u5f52\u5c5e\u4e8e\uff09\u7834\u4ea7\u7ba1\u7406\u603b\u7f72\u3002<\/p>\n\n\n\n<p>A more practical approach is probably to sell the car once the person is made a bankrupt and give the balance proceeds of the sale after paying the bank to the Director General of Insolvency.<\/p>\n\n\n\n<p>The Bankrupt may continue to work, and his employer may of course, depending on the circumstances and requirements of the job, provide him with a car.<\/p>\n\n\n\n<p>For application of discharge and annulment <a href=\"http:\/\/alexchanglaw.com\/index.php\/bankruptcy-discharge-full-settlement-creditor\/\" target=\"_blank\" rel=\"noreferrer noopener\">please click here<\/a>.<\/p>\n\n\n\n<p>\u53e6\u4e00\u4e2a\u66f4\u5b9e\u9645\u7684\u65b9\u6cd5\u6216\u8bb8\u662f\u8be5\u4eba\u58eb\u5728\u7834\u4ea7\u540e\u5c06\u6c7d\u8f66\u51fa\u552e\uff0c\u5e76\u5728\u507f\u8fd8\u94f6\u884c\u8d37\u6b3e\u4ee5\u540e\u5c06\u51fa\u552e\u4f59\u989d\u8f6c\u5165\u7834\u4ea7\u7ba1\u7406\u603b\u7f72\u3002<\/p>\n\n\n\n<p>\u4e00\u540d\u7834\u4ea7\u4eba\u58eb\u662f\u53ef\u4ee5\u7ee7\u7eed\u5de5\u4f5c\uff0c\u96c7\u4e3b\u53ef\u4ee5\uff0c\u6839\u636e\u5de5\u4f5c\u7684\u60c5\u51b5\u548c\u8981\u6c42\uff0c\u4e3a\u4ed6\u63d0\u4f9b\u4e00\u8f86\u6c7d\u8f66\u3002<\/p>\n\n\n\n<p>\u5bf9\u4e8e\u89e3\u9664\u53ca\u7ec8\u6b62\u7834\u4ea7\u8eab\u4efd\u7684\u7533\u8bf7\uff0c<a href=\"http:\/\/alexchanglaw.com\/index.php\/bankruptcy-discharge-full-settlement-creditor\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u8bf7\u70b9\u51fb\u8fd9\u91cc<\/a>\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>English Version \u7834\u4ea7\u548c\u60a8\u73b0\u6709\u7684\u6c7d\u8f66\u8d37\u6b3e Car-Money-Insurance- Very often we get this question:&nbsp; I am a bankrupt and I am servicing an existing car loan, the bank did not repossess the car,&nbsp;&nbsp; shall I continue to service the car loan? \u6c7d\u8f66-\u91d1\u94b1-\u4fdd\u9669-\u6211\u4eec\u7ecf\u5e38\u9047\u5230\u8fd9\u4e2a\u95ee\u9898\uff1a\u6211\u662f\u7834\u4ea7\u4eba\u58eb\u5e76\u4e14\u6211\u6b63\u4e3a\u73b0\u6709\u7684\u6c7d\u8f66\u8d37\u6b3e\u8fd8\u8d37\uff0c\u94f6\u884c\u6ca1\u6709\u62d6\u8f66\uff0c\u6211\u5e94\u7ee7\u7eed\u4e3a\u6c7d\u8f66\u8d37\u6b3e\u8fd8\u8d37\u5417\uff1f If a person is made bankrupt in the year 2016 and the car loan has been running [&hellip;]<\/p>\n","protected":false},"author":1804,"featured_media":2673,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[62],"tags":[89],"_links":{"self":[{"href":"https:\/\/alexchanglaw.com\/index.php\/wp-json\/wp\/v2\/posts\/9534"}],"collection":[{"href":"https:\/\/alexchanglaw.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/alexchanglaw.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/alexchanglaw.com\/index.php\/wp-json\/wp\/v2\/users\/1804"}],"replies":[{"embeddable":true,"href":"https:\/\/alexchanglaw.com\/index.php\/wp-json\/wp\/v2\/comments?post=9534"}],"version-history":[{"count":4,"href":"https:\/\/alexchanglaw.com\/index.php\/wp-json\/wp\/v2\/posts\/9534\/revisions"}],"predecessor-version":[{"id":9803,"href":"https:\/\/alexchanglaw.com\/index.php\/wp-json\/wp\/v2\/posts\/9534\/revisions\/9803"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/alexchanglaw.com\/index.php\/wp-json\/wp\/v2\/media\/2673"}],"wp:attachment":[{"href":"https:\/\/alexchanglaw.com\/index.php\/wp-json\/wp\/v2\/media?parent=9534"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/alexchanglaw.com\/index.php\/wp-json\/wp\/v2\/categories?post=9534"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/alexchanglaw.com\/index.php\/wp-json\/wp\/v2\/tags?post=9534"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}