I refer to the above matter

2 In the year 2000 I took up a housing to buy a home.

3 Little did I know that by buying the home could land me in bankruptcy.

4 This remains an unfortunate event until I met Messrs Alex Chang & Co., they sympathised with me for the plight I was in and assisted me to put in a very strong and compelling appeal to the bankers citing all the reasons to support a huge discount to be given to me.

5 After much negotiations with the bankers, I would like to record a vote of thanks to Messrs Alex Chang & Co. for having successfully obtain a fine settlement for me with the bankers. Thank you again.

Salleh